“Smart Crediting” campaign during the pandemic period # BWC2020

“Smart Crediting” campaign is an annual consulting and information campaign for every active or potential client of the institution. It is organised for the seventh year in a row, at the international level and this year were 23 participant institutions coming from 14 different countries.

The campaign aims to inform current and potential clients on important education and counseling messages in order to ensure their financial health. By being well-informed on the preliminary calculations of loan affordability, clients will not jeopardize their family economy or their business performance.

Being 20 years in the market, NOA has always focused on advising and orienting clients as well as helping them financially in improving their living conditions, in developing their businesses, by avoiding situations that create an economic stalemate to any of our clients.

What every client needs to know before applying for a loan or deciding to receive a loan, and that is sensitive to their financial health, is to make sure they have clear information on the following questions:

- What is the amount I can afford if I get a loan?

- How can I control how much I can afford, based on my income?

- How much is the installment I have to pay?

- What currency should my loan be?

- Are the details of my loan specified in the contract?

- How can I check the progress of my loan over time?

- Who should I contact if I have problems with my loan?

Regarding the above questions, NOA is always close to you to offer you the right advice. During the month of October, we will be having frequent communications with you to give you all the necessary information, through direct meetings organized by NOA, but also via online communications on our social networks such as Facebook / Linkedin.

In order to understand clearly how the calculations are done, before making a decision to get a loan, we invite you to watch the orientation video below: