Frequently asked questions

Who can invest in these bonds?
Everyone can invest in these instruments without exception: Any person, legal (individual and business), institution or other economic units.

Where should I direct the investment request?
Requests for investment in bonds can be directed to any branches of NOA sh.a and to 10 branches of Credins Bank sh.a specified in the prospectues.

What is the length of the offer period during investment requests are accepted?
The offer period during which investment requests are accepted is May 24, 2023 - June 21, 2023.

What is the price of the bond?
During the offer period, the price of a bond is 500,000 Lek, its nominal value. The instruments will be issued at nominal value.

What is the nominal value of a bond?
A bond with a nominal value of 500,000 ALL; this represents the value that investor will recive on the bond's maturity date.

How much in interest of investment in these bonds?
The interest (coupon) of the bonds is 8% per year and is paid every 6 months on every date 23 December and 23 June.

Will this title be listed on the Stock Exchange?
This bond will be listed on the Albanian Stock Exchange ALSE after its issuance. Any sale-purchase transaction with this title, after its listing, will be able to be carried out on the Stock Exchange.

How should I sell the title before its maturity date?
In order to sell the obligation before its maturity, you must contact a bank or commission company member of the ALSE Albanian Stock Exchange. The bank/commissioning company will place the order and/or execute the transaction according to the order of the investor.

How is the price at which I can sell this bond before the maturity date?
The purchase price of this bond in the secondary market (Stock Exchange) is determined by the demand and supply for this title. The sale price before its maturity may be lower or higher than its purchase price during the offer period of 500,000 Lek.

Are there risks of investing in this title?
Like any other investment, investing in this title is accompanied by risks. In the Bond Prospectus, the risks related to the issuer NOA sh.a and the specific risks related to the title are dealt with in detail.

What is the form of these instruments and where will they be registered?
These bonds are dematerialized and registered near Albanian Registry of Titles ALREG.