You can secure the funds within 10 minutes for the consumer loan, applying only with an ID card, and within a few hours for the amounts over 150,000 All.

• a. ID (personal identification card)
• b. Income source, like business or monthly incoming

The minimum term is 1 month, and the maximum one terms are 84 months, depending on the loan you apply for.

We finance amount up to 2,000,000 ALL, with no collateral required.  For larger amount, is required an flexible collateral.

You can apply in each one of our branches or in our website.

We fund any amount and allow you to adjust your installments depending on your income stream.

Existing and regular payment clients can be financed again by being treated preferentially.

The installments can be paid :

• In NOA-s branches
• In out partners branches like : BKT, Tirana Bank, Banka Credins, Banka Raiffeisen.